Six-Month Claim Deadline After a San Diego Bus Accident

After a serious bus crash in San Diego, most people focus on medical care and day‑to‑day recovery. Legal deadlines may seem distant. But California law imposes a critical six-month government claim deadline for certain bus accident victims—and missing it can destroy your right to recover damages.

This guide explains the six-month deadline, who it applies to, and why you should act immediately. For a broader overview of your legal options after any bus crash, see our San Diego bus accident claims guide.

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Which bus crashes trigger the six-month deadline?

The six-month deadline applies to bus crashes involving government-operated transit agencies. In San Diego, this includes:

• San Diego Metropolitan Transit System (MTS) buses—the public transit agency serving San Diego. Learn more about MTS bus accident liability and proof.
• NCTD (North County Transit District) buses—serving communities north of San Diego. See our guide on NCTD BREEZE bus accident claims.
• City of San Diego buses and other municipal agencies

If a crash involves a private bus company (charter, shuttle, tour operator, or private carrier), the six-month deadline does not apply. Private bus claims follow California's standard two-year statute of limitations. For more on private carrier crashes, see our article on charter and tour bus accidents in San Diego.

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What is the six-month deadline?

California Government Code § 911.2 requires anyone injured by the negligence of a government agency to file a formal claim with that agency within six months of the injury date. This is not an optional procedural step—it is a mandatory requirement.

Why this deadline exists

The law gives government agencies time to investigate claims early, while evidence and witnesses are fresh, and to attempt early resolution or settlement. It is one of the prices of suing a government entity.

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What happens if you miss the six-month deadline?

If you fail to file a government claim within six months, your claim is forever barred. You lose the right to sue the government agency entirely, even if your injuries are severe and your losses are substantial.

California courts have consistently upheld this rule and refused to grant exceptions, even in cases where:

• The injured person was hospitalized or in a coma at the time
• The injured person was a minor (though minors receive limited extensions in some cases)
• An attorney failed to file the claim
• The injured person was unaware of the deadline

Missing the six-month deadline is a complete bar to recovery against the government agency.

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Tolling and limited extensions

The six-month deadline may be extended (called "tolling") in very limited circumstances:

Minority (for minors at the time of injury)

If the injured person was a minor when the crash occurred, the six-month period may be tolled (paused) until they turn 18. However, if an adult files a claim on the minor's behalf within six months, this tolling ends, and new deadlines apply to the minor's recovery. The rules are complex, and early legal advice is critical.

Incapacity

In rare cases, if the injured person was legally incapacitated (unable to manage their affairs), the deadline may be tolled. This is interpreted very narrowly by courts.

Mental incapacity (Government Code § 946.6)

Limited relief may be available if the injured person was completely incapable of understanding their legal rights due to mental illness or profound injury. Under Government Code § 946.6, a court may grant permission to file a late claim if the claimant can demonstrate that the failure to file on time was due to mental or physical incapacity. Courts rarely grant this exception, and the application itself must be filed within one year of the date of the incident under Government Code § 911.4.

In most cases, none of these exceptions apply. Consult an attorney immediately to understand your specific situation.

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What must be included in a government claim?

The claim must include:

• The claimant's name, address, and phone number
• A description of the injury or damage
• The date, time, and location of the bus crash
• A description of the property or person injured
• A statement of the facts surrounding the incident
• The names of witnesses, if known
• An estimate of damages (or a statement that damages are unknown)

The claim does not need to be signed by an attorney, but hiring a San Diego bus accident attorney to prepare and file the claim ensures it is done correctly and completely.

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Which government agency should receive the claim?

You must file the claim with the specific government agency whose negligence caused the injury. For example:

• San Diego MTS: Claims are filed with the San Diego Metropolitan Transit System
• NCTD: Claims are filed with the North County Transit District
• City of San Diego: Claims are filed with the City of San Diego Risk Management Department

Filing a claim with one agency does not satisfy the deadline for other agencies, even if multiple agencies were potentially negligent.

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What happens after you file a government claim?

Claim rejection

The government agency has 45 days to respond to your claim. It may:

• Accept the claim and offer settlement
• Request additional information or clarification
• Reject the claim with a written explanation

Claim rejection does not end your legal rights—it allows you to file a lawsuit. But you cannot file a lawsuit unless and until the agency rejects or fails to respond to your claim. If the agency does not respond within 45 days, your claim is deemed rejected, and you may proceed to file a lawsuit.

Claim acceptance and settlement

If the agency accepts your claim, settlement negotiations typically follow. Many claims are settled within several months.

Timeline for filing a lawsuit

If your claim is rejected, you have six months from the date you received the rejection notice (or six months from the date the claim was deemed rejected under Government Code § 945.6) to file a lawsuit. However, it is best not to wait until the last moment. Early filing demonstrates your commitment and gives your attorney time to investigate and prepare.

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What makes the six-month deadline so critical?

The six-month deadline is one of the strictest deadlines in California law. Unlike the standard two-year statute of limitations for personal injury lawsuits, the six-month government claim deadline:

• Cannot be extended except in the rarest circumstances
• Is not subject to the discovery rule (you cannot delay filing until you discover all your injuries)
• Applies even if you did not know about it
• Applies even if an attorney made a mistake in missing it
• Applies even if you were incapacitated at the time

Courts have held that missing this deadline is a complete bar to recovery, with no exceptions or relief.

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Government immunity and strategic considerations

Even after filing a timely government claim, you should understand that government agencies enjoy certain legal protections:

Governmental immunity

Government agencies have immunity from liability for certain conduct. However, this immunity is limited when the agency's negligence involves:

• Negligent highway maintenance (failure to repair roads, potholes, or hazards)
• Negligent operation of buses or vehicles
• Negligent hiring or retention of drivers
• Negligent failure to warn of hazards

Operational vs. discretionary immunity

Some government actions are discretionary (subject to immunity) while others are operational (not subject to immunity). An experienced attorney will analyze which parts of the government's conduct are subject to immunity and which are actionable.

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What you should do immediately

If you or a family member were injured in a bus crash involving an MTS, NCTD, or other government transit bus in San Diego, do not delay:

• Document the date of injury carefully (not the date of the crash, but the date you first suffered injury—these may differ for some injuries)
• Identify the government agency involved (MTS, NCTD, city, county, or state)
• Contact an experienced personal injury attorney immediately—waiting even a few weeks reduces the remaining time you have to file your government claim
• Preserve evidence (photos, video, witness information, medical records)
• Bring all medical records and documentation to your attorney consultation

The six-month deadline is absolute. Do not assume you have time. If you were injured more than a few months ago, contact an attorney today to assess whether your claim is still timely.

At Hulburt Law Firm, attorney Conor Hulburt understands the urgency and complexity of government bus accident claims. If you were injured in a government bus crash in San Diego, contact us today for a free consultation.